get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Scott Saypol

Mortgage Loan Originator | NMLS# 1414907

Scott works with a full range of borrowers but especially enjoys working with first time home buyers to ensure that they fully understand and are comfortable with the mortgage process. He believes relationships are the cornerstone of his business and takes the time to listen to his client’s needs and finds the best solution necessary to accomplish their home buying or refinancing objectives. His dedication to providing the best personal service combined with access to the most current technology and tools allows him to offer his clients the best possible buying or refinancing experience. 


Scott was recognized as a Top Emerging Star by Scotsman Guide in 2023